If you are an employer, for example you are or planning to employ a Personal Assistant then it is a legal requirement for you to have specific insurance in place.
Accidents can occur in various ways. For example, your Personal Assistant might trip or fall whilst working for you. In such instances, the Personal Assistant may attribute blame to you, the employer, and hold you accountable. Your Personal Assistant might also conduct clinical / medical tasks and both of you need to feel safe in case a mistake arises.
Ensuring the appropriate insurance coverage is in place means that should there be a claim, it will be covered by the insurance policy and managed by the insurance provider.
The insurance provider will also provide an employers helpline within the premium for you to seek guidance on contracts of employment and other employment aspects.
The cost of the insurance premium is included in your Direct Payments, however it is the responsibility of the employer to make sure that premiums are paid on time.
To find out more about insurance and what the providers have to offer, please click to download the PDF below.